Senior Kreditmanager Automotive Finance (m/w/d)
Core
Senior credit manager responsible for financing projects for automotive dealerships, including new and existing credit business, restructuring, and risk management.
Role type
Senior IC credit manager (automotive finance)
Builds
Credit decisions and financing structures for automotive dealerships
Domain
Automotive Finance / Commercial Banking
Required skills
Commercial credit analysis, financial statement analysis, credit risk assessment, legal knowledge of credit business, negotiation, restructuring processes, MS Office
Preferred skills
Banking qualification (Bankkaufmann/Bankfachwirt), experience in investment financing or problem credits, English language skills
Technologies
MS Office
Responsibilities
Manage automotive dealerships in new, existing, and intensive credit business; structure financing for dealership real estate and vehicles; create credit votes and make credit decisions; prepare complex engagements for higher decision bodies; draft loan and security contracts; coordinate notarial deeds and organize loan disbursements; monitor customer economic developments and analyze financial statements; assess future capital service ability and minimize risks; adjust ratings and accompany restructuring processes; review restructuring concepts and develop internal processes.