Junior Credit Analyst (w/m/d)
Core
Junior Credit Analyst evaluating credit risks, analyzing economic factors, and supporting credit decisions in a regulated banking environment.
Role type
Junior Credit Analyst
Builds
Credit risk assessments and ratings for commercial lending
Domain
Banking / Credit Risk Management
Required skills
Credit analysis, Risk assessment, Regulatory compliance (AML/KYC), Financial statement analysis, Corporate law knowledge, MS Office proficiency
Preferred skills
Commercial lending experience, German Commercial Code (HGB) knowledge, German Civil Code (BGB) knowledge
Responsibilities
Review credit engagements of varying complexity, Create and monitor credit ratings, Prepare for and participate in credit decisions, Form borrower groups according to KWG regulations, Analyze corporate law changes and their impact on credit portfolios, Ensure compliance with anti-money laundering requirements, Support implementation of regulatory guidelines (ECB, Ayvens Group)
Seniority
Junior, entry-level