(Senior) Spezialist Problemkreditmanagement (m/w/d)
Core
Manage and steer complex problem credit engagements for corporate clients in economically challenging situations, focusing on restructuring, recovery, and liquidation to limit risk and secure claims.
Role type
Senior problem credit specialist (corporate banking)
Builds
Restructuring and recovery plans for distressed corporate loans; liquidation strategies for non-performing loans
Domain
Banking / Corporate Finance / Distressed Debt
Required skills
Problem credit management, Restructuring and turnaround, Insolvency proceedings, Credit recovery and liquidation, Financial analysis, Negotiation, Risk assessment, Regulatory compliance, Stakeholder management, Strategic planning
Preferred skills
Experience in social sector banking, Knowledge of German insolvency law, Cross-functional collaboration
Technologies
Credit risk systems, Financial modeling tools, Legal databases
Responsibilities
Steer complex problem credit engagements from early risk detection to stabilization or liquidation; Analyze credit files, solvency reports, and financial KPIs to assess viability; Negotiate with borrowers, advisors, and insolvency administrators to secure sustainable solutions; Develop and implement recovery and liquidation strategies to minimize losses; Collaborate with internal teams to ensure regulatory compliance and process improvement.