CareerPlan

(Senior) Spezialist Problemkreditmanagement (m/w/d)

Essen, Ruhr, NORDRHEIN_WESTFALENFull-time2026-10-29 → 2026-11-04
Hybrid

Core

Manage and steer complex problem credit engagements for corporate clients in economically challenging situations, focusing on restructuring, recovery, and liquidation to limit risk and secure claims.

Role type

Senior problem credit specialist (corporate banking)

Builds

Restructuring and recovery plans for distressed corporate loans; liquidation strategies for non-performing loans

Domain

Banking / Corporate Finance / Distressed Debt

Required skills

Problem credit management, Restructuring and turnaround, Insolvency proceedings, Credit recovery and liquidation, Financial analysis, Negotiation, Risk assessment, Regulatory compliance, Stakeholder management, Strategic planning

Preferred skills

Experience in social sector banking, Knowledge of German insolvency law, Cross-functional collaboration

Technologies

Credit risk systems, Financial modeling tools, Legal databases

Responsibilities

Steer complex problem credit engagements from early risk detection to stabilization or liquidation; Analyze credit files, solvency reports, and financial KPIs to assess viability; Negotiate with borrowers, advisors, and insolvency administrators to secure sustainable solutions; Develop and implement recovery and liquidation strategies to minimize losses; Collaborate with internal teams to ensure regulatory compliance and process improvement.