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Consultant II, Underwriting - Life (Long Term Care)

Texas, US🌐 Remote💼 Full-time🗓 2026-09-22 → 2026-09-26

Core

Analyze, select, and classify complex life insurance applications (medical and non-medical) to ensure underwriting quality and acceptable mortality experience.

Role type

Senior Life Underwriting Consultant (Long Term Care)

Builds

Life insurance policies and risk classifications for individuals and businesses

Domain

Insurance / Life & Health / Long Term Care

Deliverable

production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work

Required skills

Long Term Care underwriting, medical underwriting, financial underwriting, reinsurance negotiation, EKG interpretation, risk classification, contract law, mortality and morbidity assessment

Preferred skills

AALU designation, Chartered Life Underwriter (CLU), Fellow of Life Management Institute (FLMI), EKG certification

Technologies

Intelligent Underwriting systems, underwriting administrative systems

Responsibilities

Evaluate and underwrite complex life insurance applications up to maximum handling limits; interpret electrocardiogram tracings; negotiate automatic and facultative reinsurance; train less experienced underwriters; consult with Medical Director and Chief Underwriter; handle exceptions and special projects.

Seniority

Senior, hands-on IC with leadership responsibilities

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