Credit Risk Analyst Factoring (m/w/d) Metropolregion Düsseldorf
Core
Analyze and monitor factoring engagements for mid-sized companies, create and vote on credit proposals, and conduct financial and legal due diligence.
Role type
Credit Risk Analyst (Factoring)
Builds
Credit approval decisions and risk mitigation measures for factoring portfolios
Domain
Financial services / Factoring / Corporate lending
Required skills
Financial statement analysis, Cash flow analysis, Credit risk assessment, Factoring structures, Legal due diligence, Client negotiation, Audit preparation, MS Excel
Preferred skills
Factoring software (Efcom), Bank operations certification (Bankbetriebswirt)
Responsibilities
Analyze and monitor factoring engagements in new and existing business, Conduct financial analyses (annual reports, BWA, liquidity), Evaluate debtor structures and claims, Lead analysis and financing discussions with clients and partners, Prepare and conduct customer audits, Derive risk measures from audit results
Seniority
Mid-level, independent decision maker