Analyst (m/w/d) Kredit- und Risikomanagement
Core
Analyze financial statements and creditworthiness of member companies to support credit decisions and refinancing.
Role type
mid-level credit and risk analyst (balance sheet focus)
Builds
credit decisions and refinancing for member companies
Domain
construction materials retail / cooperative finance
Required skills
balance sheet analysis (HGB), credit rating, financial statement analysis, limit management, security assessment, economic monitoring, external data sourcing, management reporting, process improvement
Preferred skills
SAP S/4HANA, Sparkassen-Standardrating, corporate customer credit experience
Technologies
MS Office (Excel), SAP, Creditreform, Bürgel
Responsibilities
Create annual financial and creditworthiness analyses and perform credit ratings; Evaluate interim financial documents and corporate structures; Prepare credit review summaries and decision templates; Process limit applications and assess collateral; Monitor economic development and credit limits; Obtain and analyze external economic reports; Support member meetings and on-site visits; Assist in onboarding new members; Create management reports on risk and portfolio; Contribute to process and tool development
Seniority
Mid-level, hands-on IC