Money Laundering Reporting Officer
Core
Designated regulatory function holder responsible for financial crime compliance for payment services activities, ensuring adherence to Maltese law and acting as the primary point of contact with regulators.
Role type
Senior compliance officer (MLRO)
Builds
AML/CFT policies, procedures, and controls for a global payments business
Domain
Fintech / Payments / Financial Crime Compliance
Required skills
AML/CFT policy development, risk-based approach (BRA/CRA), CDD/KYC oversight, transaction monitoring, sanctions screening, STR reporting, regulatory liaison, audit remediation, compliance training
Preferred skills
Prior MLRO/Deputy MLRO experience in Fintech, relevant professional qualification (ICAM/CAMS/legal), ability to obtain Malta FSA approval
Technologies
Transaction monitoring systems, KYC/CDD frameworks, STR reporting tools
Responsibilities
Establish and maintain AML/CFT policies and controls; Develop and maintain Business and Customer Risk Assessments; Oversee CDD/KYC and ongoing due diligence; Implement transaction monitoring, sanctions screening, and adverse media checks; Review and assess suspicious transaction reports; Report suspicious activities to FIAU; Support audit risk assessments and remediation; Prepare regulatory submissions (REQ); Maintain AML/CFT records; Advise management on AML/CFT matters; Deliver AML training programs; Report to senior management and Board
Seniority
Senior, hands-on IC